Family support over the year.
See what you send home this month and this year, in the currency it left in. Riffl never tells you to send less.
Black tax and family support
Black tax is part of the budget.
Track what you send home.
See what you send to family across the month and the year,
in the currency it left in.
What people mean by black tax
Money that
goes home.
“Black tax” is the name many people use for the money they send to family: school fees for a sibling, a parent’s rent, a hospital bill, help for a cousin starting out. For a lot of people it’s one of the biggest lines in the month.
Most budget apps have no place for it. It ends up under “transfers” or “other”, mixed in with everything else, and by the end of the year you can’t say how much went home. Riffl gives it a place of its own, and never treats it as a habit to cut.
Remember who it was for.
Riffl keeps the people and the purpose with the payment.
Money owed, both ways.
Keep track of who owes you and who you owe. Money you expect back stays apart from everyday spending.
Send in naira.
Earn in another.
If you earn in pounds or dollars and send home in naira, each currency keeps its own book, so the support shows up in the currency it was sent in.
How currency books work
Family business
stays yours.
Your records live on your phone by default, behind your PIN or fingerprint. Riffl never connects to your bank.
AI reading sends your chosen image for processing. On-device reading and manual entry are available, too.
Our privacy approach
For the people
you look after.
Know what you sent home, what you’re owed, and what’s still yours to plan with.
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