Each currency gets its own book.
A budget in dollars is never added to one in naira. Each book keeps its own totals, so what you see is what you spent in that currency.
Naira and dollar, side by side
Riffl keeps a separate book for each currency,
so your dollar and naira totals stay apart.

The problem with one total
If your salary lands in dollars or pounds and your rent, groceries and transfers home go out in naira, a single total in any one currency is a guess. It moves every time the rate moves, and it hides what you actually spent in each.
Riffl doesn’t convert anything into an estimated total. Each currency gets its own book with its own income, spending and budgets, and you switch between books in one tap.
Naira, dollars, pounds, euros, Canadian dollars, cedis, shillings, rand, dirhams, rupees and more.
A budget in dollars is never added to one in naira. Each book keeps its own totals, so what you see is what you spent in that currency.
Log income whenever it lands, in the book it belongs to, and see it by today, this week or this month.
The same home screen, in the currency of the book you’re in: the month so far, what’s safe to spend today, and each budget.
Tracking money sent home



Your records live on your phone by default. No bank login required. You choose what Riffl reads.
AI reading sends your chosen image for processing. On-device reading and manual entry are available, too.
Our privacy approachSee what you earned and spent in each, without a spreadsheet or a guessed rate.
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