Expense tracker for Nigeria

An expense tracker
built in Lagos.

Snap the receipt or the bank alert. Riffl logs the spend,
and shows you where the month went.

Two friends at a café table, smiling at something on a phone.

Why most trackers stop working

Logging by hand
dies in a week.

Most expense trackers abroad lean on a bank connection that pulls in your transactions. In Nigeria that connection is weak or missing, so you end up typing every spend yourself, and by the second week you stop.

Riffl starts from what you already have. Photograph a paper receipt or take a screenshot of a transfer alert from your bank or fintech app, and Riffl reads the amount, merchant, date and category. You check it and save. On Android it can also pick up alerts from supported bank apps as they arrive, once you turn on notification access.

Know what’s safe to spend today.

Logging a spend takes seconds. What you get back is a clear view of the month.

Budgets that warn you early.

Set a monthly cap for each category and see what’s safe to spend today. Spending that sits under no budget shows up in one place, ready to sort.

A report card for the month.

Weekly, monthly and yearly views of where your money went, what changed since last month, and which budget is slipping.

Your naira book,
at a glance.

Home shows the month so far, what’s left to spend today and how each budget is doing. Income goes in whenever it lands.

Cash spend? Add it by hand in a few taps.

How receipt scanning works
Riffl’s home screen in a naira book, with the month’s spending, a daily allowance and category budgets.

No bank login
to hand over.

Riffl never connects to your bank, so there’s no login to hand over. Your records live on your phone by default, behind your PIN or fingerprint.

AI reading sends your chosen image for processing. On-device reading and manual entry are available, too.

Our privacy approach

See where the
month went.

Receipts, transfers, cash and income, sorted and kept on your phone.

DownloadiOS soon